Monetization Program Terms

Capitalised terms not otherwise defined in these Monetization Terms have the meanings given in the Publishing Terms.

"Dashboard" means the author-facing area of the Platform made available to you when logged in to your Quibble account, through which Quibble makes available your engagement data, Published Rates, payout statements, accrued balances, and other information relevant to your participation in the Monetization Program.

"Engagement Unit" means the unit of reader engagement applied to measure activity for the purposes of the Published Rate. The current Engagement Unit is one hundred (100) words read by a subscriber. The applicable Engagement Unit is displayed in each Author's Dashboard at all times.

"Monetization Program" means the program operated by Quibble under which eligible Authors receive payouts based on reader engagement with their Works, as described in these Monetization Terms.

"Payout Account" means the payment account that an Author must set up with Quibble's designated payment provider in order to receive payouts under the Monetization Program. Quibble will notify participating Authors of the applicable payment provider and account setup requirements via the Author Dashboard.

"Published Rate" means the rate, expressed in CHF per Engagement Unit, applicable to Works published under a given label for a given month. The Published Rate is determined and announced by Quibble each month in accordance with Section 5 (Published Rates).

"Withdrawal Notice" means a written request submitted by an Author to Quibble to withdraw from the Monetization Program, sent from the email address associated with the Author's Quibble account and identifying the Author's account and, where applicable, the relevant Work or Works.

2.1 Eligibility Conditions. To be eligible to participate in the Monetization Program, you must meet all of the following conditions at the time of application and on an ongoing basis:

2.2 No Guarantee of Participation. Eligibility does not guarantee participation. Quibble reserves the right to approve or decline applications, acting reasonably and in good faith, and to suspend or terminate participation at any time in accordance with Section 10 (Suspension and Termination).

3.1 Designated Payment Provider. Payouts under the Monetization Program are processed through Quibble's designated payment provider, as notified to you via your Dashboard from time to time. You are responsible for creating, maintaining, and keeping accurate your Payout Account with the designated provider, including providing any identity verification, tax information, or banking details required by that provider. By setting up a Payout Account, you enter into a direct relationship with the designated payment provider and agree to that provider's applicable terms of service. Quibble is not a party to that agreement and bears no responsibility for the provider's actions, fees, delays, or failures in processing payments. Quibble will not process any payout to you if you do not have a valid, verified Payout Account at the time the payout is due. Amounts that cannot be disbursed due to an incomplete or inactive Payout Account will be held and paid out once the account is verified, subject to the carry-over provisions in Section 6 (Payout Cycle).

3.2 Unsupported Countries. If you are located in a country not currently supported by Quibble's designated payment provider, you may not be able to set up a Payout Account at the time of application. In such cases, your earnings will continue to accrue and be recorded in your Dashboard until a compatible payment method becomes available in your jurisdiction. Quibble will notify you via your Dashboard when your country becomes supported. Where no compatible payment method has become available within twenty-four (24) months of the date on which your earnings first accrued, Quibble reserves the right to suspend further accrual of your earnings and shall notify you accordingly. Any earnings accrued prior to such suspension remain due and shall be disbursed if and when a compatible payment method becomes available. Where your country is subject to applicable sanctions or other legal restrictions that prohibit payment, the provisions of the preceding paragraph apply and the twenty-four month period shall not run during the period of such restrictions.

4.1 Earnings Basis. Your monthly earnings under the Monetization Program are determined by reference to the reader engagement recorded for your Work during the relevant calendar month and the Published Rate applicable to the publishing label under which your Work is published.

4.2 Excluded Activity. The Engagement Unit applied to measure reader activity is determined by Quibble and disclosed to you in accordance with Section 5 (Published Rates), and may be updated from time to time in accordance with Section 11 (Changes to the Program). Quibble reserves the right to exclude from any earnings calculation any activity that Quibble determines, acting reasonably, to be fraudulent, artificial, or otherwise in breach of these Monetization Terms. The conduct that constitutes fraudulent or artificial engagement is described in Section 7.6 (Prohibited Manipulation) of the Publishing Terms, which applies to these Monetization Terms by reference.

4.3 Free Trial Periods. Quibble's subscription model includes a free trial period for new subscribers, during which Works may be read without generating earnings under the Monetization Program. Reading activity generated during a free trial period will be recorded as unpaid reading in your Dashboard. Quibble may additionally operate other promotional campaigns on the same basis from time to time, subject to the material change provisions of Section 11 (Changes to the Program). Such activity does not constitute a material change to the Monetization Program for the purposes of Section 11 (Changes to the Program).

4.4 Good Faith Statement on Free Trials. Quibble acknowledges that free trial periods result in reading activity for which you are not compensated under the current structure of the Monetization Program. Quibble's current approach reflects the operational realities of an early-stage platform and is not intended to be a permanent feature of the author-platform relationship. Quibble expresses its intention, as the Platform's financial position develops, to explore mechanisms by which you may be compensated for engagement generated during free trial periods. Nothing in this paragraph shall be construed as a binding obligation or commitment on the part of Quibble, but it is included in good faith as a statement of Quibble's commercial intentions toward its author community.

4.5 Tracking Commencement. Reader engagement shall be tracked for the purposes of the Monetization Program from 1 April 2026 or the date on which you are accepted into the Monetization Program, whichever is the later. Engagement recorded prior to that date shall not be included in any earnings calculation. Payouts in respect of tracked engagement shall be processed in accordance with the payout cycle set out in Section 6 (Payout Cycle).

5.1 Monthly Rate Publication. Each month, Quibble publishes the rate applicable to each active publishing label ("Published Rate"). The Published Rate specifies the amount payable per Engagement Unit recorded for Works published under that label. The applicable Engagement Unit is displayed in your Dashboard at all times and is included in the Published Rate announcement each month. The Engagement Unit may be updated from time to time; any such change constitutes a material change subject to the notice and withdrawal provisions of Section 11 (Changes to the Program).

5.2 Rate Setting and Adjustment. The Published Rate may differ from month to month and between labels. As a nascent platform, Quibble acknowledges that fluctuations in the Published Rate are to be expected in the early stages of the Monetization Program, as subscriber numbers, reading volume, and available funds for distribution develop over time. Quibble's aim is to reach a point where Published Rates are reasonably stable and reflective of a mature platform, but does not guarantee any minimum rate or timeline for reaching that stability. The Published Rate is set by reference to the funds available for distribution to authors in a given month.

5.3 Good Faith Revenue Commitment and Rate Evolution. Quibble is a nascent publisher, and the Published Rate during the early stages of the Monetization Program will reflect the platform's current state. For the avoidance of doubt, early Published Rates are not intended to be representative of steady-state rates: the Published Rate is expected to evolve as the platform grows, its subscriber base expands, and engagement patterns mature. For illustrative purposes only — and without creating any binding commitment as to future rate levels — an early-stage platform with a concentrated pool of active subscribers and readers may yield a higher per-Engagement-Unit rate than the same platform operating at greater scale with a larger and more distributed readership.

Quibble commits to dedicating the majority of its subscription revenue to author payouts. While Quibble is unable to publish exact allocation figures — which vary with operating costs, infrastructure, and platform investment at any given time — it undertakes to act in good faith to meet this commitment and will not structurally disadvantage authors in the allocation of subscription revenue. This paragraph is included as a statement of Quibble's commercial intentions toward its author community and reflects a genuine commitment to building a platform that is economically fair to the authors whose works sustain it. Nothing in this paragraph shall be construed as a guarantee of any specific payout level or revenue share percentage.

5.4 Independent Review. Quibble commits to commissioning an independent third-party agreed-upon procedures review of its engagement data and rate calculation methodology once the Monetization Program reaches five hundred (500) active participating authors or CHF 200,000 in aggregate annual payouts, whichever occurs first.

6.1 Monthly Cycles. The Monetization Program operates on monthly cycles. Reader engagement for each calendar month is recorded and the confirmed Published Rate for that month is made available to you in your Dashboard within ten (10) calendar days of the month's end. Payouts are processed in the calendar month following the month in which the engagement was recorded. For example, engagement recorded in January is assessed and the confirmed Published Rate for January is available by 10 February. Payouts in respect of January are processed during February.

6.2 Delayed Payouts. Quibble may delay a payout where it has reasonable grounds to conduct additional review. You shall be notified of any such delay.

7.1 Minimum Threshold. Payouts are processed only when your accrued balance reaches or exceeds CHF 10 (or the equivalent in your payout currency, as determined by Quibble's designated payment provider at the time of processing). Where your accrued balance falls below this amount in a given month, the balance is not forfeited — it carries over and accumulates until the threshold is reached, at which point it is included in the next scheduled payout.

7.2 Threshold Adjustments. Quibble may adjust the minimum threshold from time to time. Any such change shall be communicated to you at least thirty (30) days in advance.

8.1 Statement Contents. For each month in which your Work generates earnings, Quibble shall make available in your Dashboard a statement setting out:

8.2 Dispute Period. You are responsible for reviewing statements promptly. Any dispute as to the content of a statement must be notified to Quibble in writing within sixty (60) calendar days of the statement being made available, in accordance with Section 8.4 (Disputed Payments) of the Publishing Terms. Quibble will investigate and, where an error is confirmed, correct it in the following monthly cycle.

9.1 Tax Obligations. Your tax obligations in connection with payments received under the Monetization Program are governed by Section 8.3 (Taxes) of the Publishing Terms. Quibble's designated payment provider may require you to submit tax documentation as part of the account onboarding process. You are responsible for providing accurate and up-to-date tax documentation to the designated provider. Quibble bears no responsibility for any delays or withholdings resulting from incomplete or inaccurate tax documentation.

10.1 Grounds and Procedures. The circumstances in which Quibble may suspend or terminate your participation in the Monetization Program, and the graduated enforcement procedures that apply, are governed by Sections 7.6 (Prohibited Manipulation), 7.7 (Discontinuation), and 10.2 (Graduated Enforcement) of the Publishing Terms. You may voluntarily withdraw from the Monetization Program at any time by submitting a Withdrawal Notice to Quibble. A Withdrawal Notice does not constitute a Removal Notice in respect of any Work under the Publishing Terms; your Works shall remain published unless you separately submit a valid Removal Notice.

10.2 Effect on Accrued Earnings: Withdrawal. Upon receipt of a valid Withdrawal Notice, any accrued balance that meets or exceeds the minimum threshold shall be paid out in the next scheduled monthly cycle. Amounts below the threshold shall be paid out within sixty (60) days of the date of receipt of the Withdrawal Notice.

10.3 Effect on Accrued Earnings: Termination for Breach. Where your participation is terminated by Quibble for breach of these Monetization Terms or for abuse of the program, earnings accrued prior to and unconnected with the breach remain due and shall be disbursed in accordance with standard payment terms. Only earnings directly attributable to the period and conduct of the breach or abuse may be withheld, and only to the extent that Quibble can reasonably demonstrate the connection.

10.4 Removal of Individual Works. Where you submit a valid Removal Notice in respect of a Work under the Publishing Terms, your participation in the Monetization Program with respect to that Work ceases immediately as of the date of receipt of the Removal Notice. No earnings shall accrue in respect of that Work during the Wind-Down Period or thereafter. Any amounts accrued and payable prior to the date of the Removal Notice remain due and shall be disbursed in accordance with the provisions of this Section 10 (Suspension and Termination). For the avoidance of doubt, a Removal Notice does not constitute a Withdrawal Notice and does not affect your participation in the Monetization Program with respect to any other Works.

11.1 Right to Modify. Quibble may modify, suspend, or discontinue the Monetization Program or any aspect of it at any time. Where a change is material — including a significant change to the Engagement Unit, the Published Rate methodology, the payout cycle, or eligibility criteria — Quibble shall provide you with at least thirty (30) days' advance written notice by email to the address associated with your Quibble account.

11.2 Withdrawal on Material Change. If you do not accept a material change, you may submit a Withdrawal Notice within that thirty-day notice period. Accrued earnings up to the date of receipt of the Withdrawal Notice shall be paid out in accordance with Section 10 (Suspension and Termination).

12.1 Application of Publishing Terms. All matters not expressly governed by these Monetization Terms, including limitation of liability, indemnification, governing law, jurisdiction, force majeure, waiver, and general miscellaneous provisions, are governed by the Publishing Terms, which apply to your participation in the Monetization Program in full.